INDIA'S DIRECT REFER & EARN FINTECH

Apply, refer & earn transparent rewards

Discover demat, loans, credit cards & more. Share your referral link, set your own payout split, and watch multi-level rewards hit your wallet.

Multi-level payouts
Immutable wallet ledger
Instant referral links
Kotak 811 Classic 2K
EARN REWARDS PER CONFIRMED LEAD

*T&C Apply. Payout per confirmed lead; not guaranteed income.

Kotak 811 Classic 2K

Zero Balance Saving Account

Choice Broking
EARN REWARDS PER CONFIRMED LEAD

*T&C Apply. Payout per confirmed lead; not guaranteed income.

Choice Broking

Fibe Cibil
EARN REWARDS PER CONFIRMED LEAD

*T&C Apply. Payout per confirmed lead; not guaranteed income.

Fibe Cibil

Check Your Cibill Free

EARN REWARDS PER CONFIRMED LEAD

*T&C Apply. Payout per confirmed lead; not guaranteed income.

Bajaj EMI Card

Pre-approved Insta EMI card upto ₹6 lakh limit.

Kotak 811 Classic
EARN REWARDS PER CONFIRMED LEAD

*T&C Apply. Payout per confirmed lead; not guaranteed income.

Kotak 811 Classic

Zero-balance digital savings account opened in minutes. Minumum Deposit 5k Full KYC Must

ICICI Mutual Fund
EARN REWARDS PER CONFIRMED LEAD

*T&C Apply. Payout per confirmed lead; not guaranteed income.

ICICI Mutual Fund

ICICI Prudential Mutual Fund – SIP Campaign Requirements Minimum SIP Amount: ₹300 and above Minimum Holding Period: 90 days Important: The invested amount must remain invested for at least 90 days, as per campaign requirements. Premature withdrawal or cancellation may result in disqualification, subject to campaign terms.

Categories

Sell & Earn — Choose a category

Marketplace

Featured Financial Products

Refer & Earn

One pool. Fair splits. No hidden margin.

Company configures the campaign payout — say ₹1,000. You and your network divide it transparently.

You refer a friend, keep ₹800

₹800 → friend's conversion

You earn the upstream difference

₹200 → You

Every rupee is traceable in the ledger

Total always = ₹1,000

3-level example

You (L1)

Allocation ₹1,000

+₹200

Your referral (L2)

Allocation ₹800

+₹200

Their referral (L3 · converts)

Allocation ₹600

+₹600
Total distributed₹1,000

Simple

How it works

1

Register free

Get a permanent Credit Kendra User ID in seconds.

2

Pick a campaign

Choose from demat, loans, cards & more.

3

Set your payout

Decide the split you offer downstream.

4

Earn & withdraw

Rewards hit your wallet on conversion.

Leaderboard

🏆 Top Performers

#1

Credit Kendra Partner

0 referrals · Top Performer

₹550

Community

What our users say

Approved, genuine reviews from verified users will appear here.

Help

Frequently asked questions

Is registration free?

Yes. You get a permanent Credit Kendra User ID and can start referring immediately.

How is the payout split decided?

The company sets the campaign pool. You choose how much of your allocation to keep vs. offer downstream — it's locked when you create a link.

When can I withdraw?

After your KYC is verified and your reward is approved, you can withdraw to bank or UPI.

Do old rewards change if a campaign rate changes?

Never. Historical conversions keep the exact rules locked at the time of the referral link.

Ready to turn your network into rewards?

Join Credit Kendra and start earning transparent, multi-level referral rewards today.