Credit Kendra — Refer, Apply & Earn

Credit Kendra is India's direct Refer & Earn fintech marketplace. Apply online for demat accounts, personal loans, credit cards, mutual funds (SIP), EMI cards, savings accounts and insurance — share your referral link, set your own payout split, and earn transparent multi-level rewards credited to an immutable wallet.

What you can do on Credit Kendra

Apply for financial products — demat, loans, credit cards, mutual funds, savings accounts and more.
Refer & Earn — share campaign referral links and earn rewards on every confirmed lead.
Transparent multi-level payouts — company sets the pool; you and your network split it fairly with every rupee traceable.
Wallet & withdrawals — withdraw to bank or UPI after KYC verification.

Popular products

Angel One Demat Account — zero brokerage demat & trading.
Axis Personal Loan — instant personal loan up to ₹25 lakh.
IndusInd Legend Credit Card — lifetime-free premium card.
Groww Mutual Fund SIP — zero-commission investing.
Kotak 811 Savings Account — zero-balance digital account.

How it works

Register free to get a permanent Credit Kendra User ID, pick a campaign, set the payout split you offer downstream, share your link, and earn rewards on conversions — straight to your wallet.

Explore: Financial Products · Refer & Earn · Calculators · Knowledge & Guides · Top Performers

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Your Partner for Digital Growth

Live Campaigns

Apply directly or generate a referral link to earn on every confirmed conversion.

Kotak 811 Classic 2K

Earn up to ₹450

Savings Account

Kotak 811 Classic 2K

Zero Balance Saving Account

Choice Broking

Earn up to ₹300

Demat & Investment

Choice Broking

Fibe Cibil

Earn up to ₹15

Fibe Cibil

Check Your Cibill Free

Earn up to ₹650

Bajaj EMI Card

Pre-approved Insta EMI card upto ₹6 lakh limit.

Kotak 811 Classic

Earn up to ₹550

Savings Account

Kotak 811 Classic

Zero-balance digital savings account opened in minutes. Minumum Deposit 5k Full KYC Must

ICICI Mutual Fund

Earn up to ₹500

ICICI Mutual Fund

ICICI Prudential Mutual Fund – SIP Campaign Requirements Minimum SIP Amount: ₹300 and above Minimum Holding Period: 90 days Important: The invested amount must remain invested for at least 90 days, as per campaign requirements. Premature withdrawal or cancellation may result in disqualification, subject to campaign terms.